"No matter where you are in life, there is always more journey ahead' N. Mandela
Treating our customers as we would expect ourselves to be treated is integral to our philosophy here at KDR. In an ever evolving financial services industry challenged by regulation, legislation and a myriad of financial products and distribution, the need for qualified independent and professional advice remains as important as ever. We have been helping generations of past clients as well as new clients to achieve their financial goals through effective and suitable financial planning.
Creating and managing wealth - capital growth and income - tax efficient planning - protecting and bequeathing assets – just some of the key objectives of our clients.
Our team are here to advise and guide you through the financial labyrinth. Our commitment: to provide the highest quality of independent financial advice - raising the bar of technical excellence and realisation of consumer expectations.
KDR: a dynamic blend of innovation and experience.
Rajeeb Guha-Thakurta
Raj’s background is in marketing, finance and languages - BA (Hons) in French with subsidiary Spanish from Birmingham University and Strasbourg University. Joined KDR in 1992 after working with a marketing firm in the US.
Looks after private and corporate clients, with specialist knowledge in investment & pension management.
Pradip Guha-Thakurta
Bsc Msc in Fibre Physics – Pradip started his career in Research Science and then headed up a Technical Services and Marketing team with a Blue Chip Textile Manufacturer prior to joining the Financial Services industry.
Founded KDR Financial Services in 1986 with his Wife, Kishwar.
Today is the tomorrow you worried about yesterday
Managed Portfolio Service Discretionary Management Solutions Onshore and Offshore Planning
Pre and post retirement planning Flexible Pensions and Annuities Portfolio Management
Estate & Trust Planning Business Property Relief Protection Solutions
Income and Capital Gains Tax Tax Wrappers Entrepreneurs’ relief
Personal & Family Assurance; Key Person & Business Assurance
Residential & Buy-to-let Equity Release through Professional Partners
We also offer a Will Planning service through our Professional Partners. Please feel free to arrange an initial complimentary consultation.
An Independent Financial Adviser (IFA) is a qualified professional who is not tied to any single provider and can give you advice based on the whole of the market so you need have no concern that they are aligned to any particular organisation.
You have peace of mind that the advice you are given is the best for your personal circumstances as IFAs are legally obliged to find the best solutions for you. They must inform you in detail why they have advised on a particular course of action.
IFAs will have knowledge and access to the best deals currently available on the market. Providers will on occasions place a particularly attractive offering on the market and an IFA is best placed to advise if the product would suit your requirements.
Unlike a restricted financial adviser who is tied to particular providers, an IFA is totally independent and obliged to search the whole of the market on your behalf and only advise on the best financial products for you.
Given that all the recommended advisers are regulated by the Financial Conduct Authority (FCA) and must meet strict qualification and competence requirements, the advice that you receive will be of the highest standard. Furthermore, they adhere to the highest standards of integrity and professionalism.
Preparing a sound financial plan can be a complicated and time-consuming operation. A qualified IFA will conduct a detailed survey of your financial position, preferences and objectives and put in place a plan of action to achieve them. Financial products that best suit you will save you money and ensure that you are best placed to achieve your objectives.
The Financial Ombudsman Service The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren't able to resolve themselves. To contact the Financial Ombudsman Service please visit www.financial-ombudsman.org.uk
A Personal Financial Portal (PFP) is available to our existing clients as well as prospective clients:
The client portal account provides you with a secure messaging service, so you can quickly get in touch with us and have the peace of mind of knowing that any information you share is fully encrypted and private.
The portal includes communication features such as web chat, video and voice calls, as well as screen sharing and co-browsing.
Documents can be received and uploaded via the portal, meaning that important information no longer needs to be exchanged via email. You can house all your financial documents online in a document vault, where they are secure and fully backed up.
As well as the security and document storage facilities, your PFP will enable you to view your overall financial information in one place so you can get up to date valuations, overview of the performance of your investments and access to how you are progressing against your financial goals.
Via your PFP, you will be able to update your personal and financial details, including Banking information.
Your PFP will be your one stop hub for managing your financial affairs.